Buyer Information Lyon Real Estate
West Roseville Office

Whether you are a first time buyer or this will be your third, fourth, or fifth home purchase, below is a great deal of helpful information that will keep you informed during the home buying process. You have the right to participate in the choice of a Title Company to help close your transaction.  Click this link to compare rates.
 
To get started with your loan information, just click here to contact our in house Vitek Mortgage Broker and Banker.  They will be glad to answer any questions you may have.
Finding a Good Agent
What I Can do for You
Benefits of a Buyer's Agent
 
Preparing To Buy a Home
Getting Prepared
First Time Buyers
Renting vs. Owning
How Much Do I Need
What Can I Afford?
Income vs. Debt Ratios
Estimate Your Buying Power
Understanding Your Credit Score
Examining Your Credit History
Getting Pre-Approved
 
Finding A Property
Are You Ready To Find A Property?
Visiting Open Homes
Using A Property Checklist
Other Considerations
 
Making an Offer
The Basics Of Making An Offer
The Purchase Agreement
What You Need To Know
Negotiating
How Much Should I Offer?
 
Finding a Home Loan
What Is A Mortgage?
Typical Mortgage Providers
Choosing A Mortgage
Fixed Rate Mortgages
Adjustable Rate Mortgages
Common Questions
Loan Applications
Loan Application Checklist
The Underwriter
What Will Be Included In My Mortgage Payments?
Your Rights As A Consumer
 
Closing The Deal
What Is Escrow?
The Sale Process
The Escrow Process
Your Responsibilities
Buyer Disclosures 101
The Loan Process
Closing Costs
Who Pays For What?
Property Tax Calendar
 



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